Coastal Property Insurance

Commercial property owners must protect themselves when their property is near the coast. Hurricane season comes every year. McGowan Wholesale has access to many carriers who are able to offer best in class wind coverage for many classes of business. As the market continues to tighten up on most real estate, it’s important to make sure you are getting the best deal for your clients.

Applications​

Questions?

Carrier

  • A.M. Best A rated Carriers. We use brokerage carriers and online in-house raters.

Eligible Classes

  • Apartments
  • Condominiums
  • Shopping Centers
  • Hotels
  • Warehouses
  • Churches
  • Office Buildings
  • Manufacturing
  • General Real Estate

Territory

  • Tier 1 and Tier 2 counties from TX to Maine
  • TIV “Sweet Spots”: $1M-$100M TIV

Available Coverages

  • All Risk or Wind and hail only
  • Special Form
  • Multiple Deductible option

Contacts

To Obtain Quotes

A complete submission requires the following:

  • ACORD application (Commercial Section).
  • 3 – 5 years of loss summary for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).
  • Please submit to: ajames@mcgowanrisk.com

To Bind Coverage

  • A written request to bind.
  • A signed ACORD submission.
  • 3 years of loss runs for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).

Contact McGowan