First Dollar Hail Insurance

Apartments, Condominiums, Hotels, Construction, General Real Estate & more.

Applications​

Brochure

Questions?

How it Works

  • Coverage is determined/measured by use of 3D radar, an onsite hail station and a series of weather algorithms which utilize multiple data sources,
    including the National Weather Service. The data provider we use is CoreLogic. CoreLogic measures every hail event in every part of America every
    day. Once the hail size is met or exceeded, the limit is available. Insured prepares a proof of loss statement of economic loss, and its submitted to the company. Claims processor verifies the loss payment available and payment is made.

Carrier

  • A.M. Best Rated Paper

Coverages

  • Direct and Indirect financial loss
  • Damage to the roof including cosmetic damage
  • Damage to the siding
  • Damage to signs
  • Damage to Landscapes

Territory

  • All 50 states

Submission Requirements

  • Acords, Excel statement of values, loss info, McGowan hail application, and insured’s budget for this incredible coverage

Limits

  • Up to $2,000,000 at a location
  • $100,000 is the minimum limit available

Contacts

To Obtain Quotes

A complete submission requires the following:

  • ACORD application (Commercial Section).
  • 3 – 5 years of loss summary for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).
  • Please submit to: ajames@mcgowanrisk.com

To Bind Coverage

  • A written request to bind.
  • A signed ACORD submission.
  • 3 years of loss runs for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).

Contact McGowan