First Dollar Wildfire Insurance

Apartments, Condominiums, Hotels, Construction, General Real Estate & more.

Applications​

Questions?

How it Works

  • Coverage is determined/measured by use satellite and burnt area. Coverage is binary and 100% payable once burn area has reached radius around property.

Carrier

  • A.M. Best A Rated Paper

Coverages

  • Direct and Indirect financial loss
  • Damage to the roof including cosmetic damage
  • Damage to the siding
  • Damage to signs
  • Damage to Landscapes

Territory

  • All 50 States

Submission Requirements

  • Acords, Excel statement of values, loss info, and insured’s budget for this incredible coverage.

Limits

  • Up to $200,000,000
  • $250,000 is the minimum limit available

Contacts

To Obtain Quotes

A complete submission requires the following:

  • ACORD application (Commercial Section).
  • 3 – 5 years of loss summary for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).
  • Please submit to: ajames@mcgowanrisk.com

To Bind Coverage

  • A written request to bind.
  • A signed ACORD submission.
  • 3 years of loss runs for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).

Contact McGowan