Small Business Division

This division is designed to provide the retailer solutions for their small business clients in property, general liability and crime lines of business. Several carriers, both admitted and non-admitted, are available so that the best coverages and pricing can be presented. Most submissions can be quoted with our carrier online, providing you with prompt turnaround time.

Applications​

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Questions?

Contact Larry Porter

Eligible Classes

All classes can be considered including but not limited to:

  • Owner occupied small businesses – all lines *
  • Lessor Risk – all lines
  • Limited service hotels – all lines
  • Habitational
    • Apartments – GL
    • Condominiums – GL
    • Dwellings – all lines
  • Institutional risks
    • Churches – all lines
    • Assisted living and nursing home facilities – all lines
    • Non-Profit organizations – all lines

Territory

  • Continental United States

Submission Requirements

  • Acords, Excel Schedule of Values, 5 year loss runs, target terms and pricing

Applications

To Obtain Quotes

A complete submission requires the following:

  • ACORD application (Commercial Section).
  • 3 – 5 years of loss summary for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).
  • Please submit to: lporter@mcgowancontractors.com

To Bind Coverage

  • A written request to bind.
  • A signed ACORD submission.
  • 3 years of loss runs for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).

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