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Wind Deductible Buy-Down Insurance

MRS CAT & Specialty Property is the wholesale division of McGowan Risk Specialists dedicated to hard-to-place, wind-exposed risks of all sizes.

Applications

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Carrier

A.M. Best “A” Rated

Target

Apartments, Condos, Hotels, Shopping Centers, & General Real Estate

Wind Deductible can be bought down on a percentage basis or to a flat deductible (i.e. a specific dollar amount)
Flat deductible: As low as $5,000
Coastal and non-coastal risks eligible
Maximum line: $1mm
Fast, in-house authority with quick turnaround

Applications

Contacts

Austin James

Will Jayne

Ross Hackney

Lawson Poole

David Harr

Darin McClure

To Obtain Quotes

A complete submission requires the following:

Acord 125 and 140, preferably with fully-completed Excel schedule of values
Loss history
Current terms
Overlying carrier structure
Request deductible

To Bind Coverage

A written request to bind.
A signed ACORD submission.
3 years of loss runs for all underlying policies.
Supplemental applications (at the underwriter’s discretion).